CignaCIGNA Supplemental

Agent Website

Plans offered : Varies Most States are  A, F, G, N (some states also have B, C, D)

Email : CSBSupport@cinga for information on your business.

Phone Numbers:

  • Agent Resource Line: 877-454-0923
  • Applicant Phone Verification Line 866-825-4822
  • Underwriting 877-454-0923 Option 3

Fax Numbers

  • New Business Processing 888-695-2591
  • GI Fax Number 888-695-2591
  • Servicing Forms 888-670-0146

Full Comp GI States: 

Colorado, Connecticut,
Illinois, Kansas
Kentucky, South Carolina
Indiana, Tennessee, Wisconsin 

FYI moving from ARLIC to CHILIC
is an internal replacement, not a new policy





Known Underwriting Issues:
CHILIC: No Narcotic Use in the past 24 months


  •  Cancer: 2 Years
  • Heart: 2 Years 
  • Stroke: 2 Years 
  • Tobacco: 12 Months 
  • Hospitalization: Last 2 years, more than Twice 
  • Diabetics: Allow up to 50 units of Insulin with up to 2 Heart/Circulatory Meds  Have separate Height and Weight Chart for Diabetics 
  • Answer Tobacco on GI/OE Apps: Yes 
  • Height and Weight Chart: Yes 
  • MIB/RX Check: Yes 
  • PSA Reading: Yes

Accepted ARLIC Substandard Conditions (Last 2yrs) REMEMBER ARLIC is not available in all states!:

  • Chronic Obstructive 
  • Pulmonary Disease (COPD) 
  • Chronic Obstructive Lung Disease (COLD) 
  • Emphysema 
  • Chronic Bronchitis 
  • Any Other Chronic Lung or Respiratory Disorder requiring the use of Oxygen 
  • Diabetes with Neuropathy, Retinopathy, Vascular Disease 
  • Myasthenia Gravis 
  • Systemic Lupus 
  • Hepatitis other than Hepatitis A 
  • Cirrhosis of the Liver o Parkinson’s Disease 
  • Dementia 
  • Senility 
  • Alzheimer’s Disease 
  • PSA Levels Greater than 6.0 
  • Angioplasty 
  • Atherosclerosis or Arteriosclerosis 
  • Peripheral Vascular Disease 
  • Carotid Artery Disease 
  • Coronary Artery Disease 
  • Angina o Cardiomyopathy 
  • Stent Placement 
  • Heart Valve Surgery 
  • Atrial Fibrillation 
  • Irregular Heartbeat 
  • Cardiac Pacemaker 
  • Implantable or Subcutaneous Defibrillator 
  • Transient Ischemic Attack (TIA)

please email to talk about any issues not listed.

Agent Guide
Cigna Medical Questions From Application
Declinable Drug List
CIGNA-Preferred Standard-II-and-Declinable-Drugs 

Drug list shows for CHILIC / ARLIC

Cigna Dental Summary of Benefits