CIGNA Supplemental

Agent Website : https://agentviewcigna.com/AgentView/

Plans offered : Varies Most States are  A, F, G, N (some states also have B, C, D)

Email : CSBSupport@cinga for information on your business.

Phone Numbers:

• Agent Resource Line: 877-454-0923
• Applicant Phone Verification Line 866-825-4822
• Underwriting 877-454-0923 Option 3

Fax Numbers

• New Business Processing 888-695-2591
• GI Fax Number 888-695-2591
• Servicing Forms 888-670-0146

Full Comp GI States: 

Colorado, Connecticut,
Illinois, Kansas
Kentucky, South Carolina
Indiana, Tennessee, Wisconsin 

FYI moving from ARLIC to CHILIC
is an internal replacement, not a new policy

 

 

 

 

Known Underwriting Issues:
CHILIC: No Narcotic Use in the past 24 months

Underwriting:

•  Cancer: 2 Years
• Heart: 2 Years 
• Stroke: 2 Years 
• Tobacco: 12 Months 
• Hospitalization: Last 2 years, more than Twice 
• Diabetics: Allow up to 50 units of Insulin with up to 2 Heart/Circulatory Meds  Have separate Height and Weight Chart for Diabetics 
• Answer Tobacco on GI/OE Apps: Yes 
• Height and Weight Chart: Yes 
• MIB/RX Check: Yes 
• PSA Reading: Yes

Accepted ARLIC Substandard Conditions (Last 2yrs) REMEMBER ARLIC is not available in all states!:

• Chronic Obstructive 
• Pulmonary Disease (COPD) 
• Chronic Obstructive Lung Disease (COLD) 
• Emphysema 
• Chronic Bronchitis 
• Any Other Chronic Lung or Respiratory Disorder requiring the use of Oxygen 
• Diabetes with Neuropathy, Retinopathy, Vascular Disease 
• Myasthenia Gravis 
• Systemic Lupus 
• Hepatitis other than Hepatitis A 
• Cirrhosis of the Liver o Parkinson’s Disease 
• Dementia 
• Senility 
• Alzheimer’s Disease 
• PSA Levels Greater than 6.0 
• Angioplasty 
• Atherosclerosis or Arteriosclerosis 
• Peripheral Vascular Disease 
• Carotid Artery Disease 
• Coronary Artery Disease 
• Angina o Cardiomyopathy 
• Stent Placement 
• Heart Valve Surgery 
• Atrial Fibrillation 
• Irregular Heartbeat 
• Cardiac Pacemaker 
• Implantable or Subcutaneous Defibrillator 
• Transient Ischemic Attack (TIA)

please email jimmie@360medicaresolutions.com to talk about any issues not listed.